Credit Card Machines & POS Terminals for Canadian Businesses
Payment solutions that help your business grow — credit and debit card processing, terminals, and POS built around your needs. Compare fees, choose the best fit, and get responsive service from people who pick up the phone.
One Company, Two Ways We Help
RKP Atlantic Business Services is the parent company behind both our payments business and our business software suite.
Payments
Credit card machines, POS terminals, and transparent merchant services through Clover, Elavon, and Nuvei. We break your fees down line-by-line so you can see exactly what you pay.
EnAffaire.com
Our business software side: a phone-first website builder, Omnilo live chat with built-in translation, and SEO services built for Atlantic Canadian businesses.
Why Businesses Trust Us
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“Ron & Kathy offer fantastic service. Always quick to respond and resolve any issues! Highly recommend.”
What do you want to do today?
Explore Products & Services
Terminals and POS options, plus programs that fit your business.
Why Accept Credit & Debit Cards
Increase sales, speed up checkout, and improve customer experience.
See Your Savings
We break down your fees line-by-line and show clear savings scenarios.
Revenue-Based Financing
Turn card sales into working capital. Approvals in hours; funding in 24–72h.
Effective Rate Calculator
The effective rate is your total monthly processing fees divided by your gross card sales (exclude sales tax, tips, and cash-back). It’s shown as a percentage.
Don’t know the total? Expand to build it from components
When a total is entered above, that total is used. If blank, the calculator uses this breakdown to estimate monthly fees.
Results
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Tip: Effective rate uses gross card sales excluding sales tax, tips, and cash-back. If your statement splits AMEX or debit on separate pages, include those fees and volumes too.
Further reading on our sister site CreditCardFees.ca: what counts as a good effective rate in Canada and what interchange fees are and who sets them.
Who We Are
RKP Atlantic Business Services has helped Canadian merchants accept payments since 2016. From quick-serve to retail to services, we match the right tools to your workflow.
Our commitment is simple: fair pricing, clear explanations, and support when you need it.
Our Confidentiality Pledge
We adhere to a strict code of confidentiality. Your documents are used only to perform a savings analysis and prepare a proposal.
Any breach of confidentiality would terminate our partner agreements at great cost to us. Your trust is essential to our business.
Common questions
How much does credit card processing cost in Moncton?
There is no single rate — what you pay depends on the cards your customers hand you, how you take them, and the pricing model you were put on. Most of the statements I review in Moncton are on tiered pricing, where the processor decides which tier each transaction falls into and keeps the spread. I quote cost-plus (interchange-plus) instead, so the card network's cost and my margin appear as separate lines you can actually read. If you want a real number instead of an estimate, send me your current statement and I'll show you exactly what you'd save.
What is cost-plus (interchange-plus) pricing?
It splits your rate into two honest parts: the interchange fee the card networks set — which every processor pays and none of us control — plus a fixed margin on top. Nothing is bundled or reclassified. On tiered pricing the same sale can land in a qualified or non-qualified bucket depending on rules you never see, and the difference stays with the processor. With cost-plus you can read your statement and know what you paid for, and why.
Can you beat my current processor's rate?
Usually, yes — but I won't promise it before I've seen your numbers. Some businesses are already on a sharp rate, and if yours is one of them I'll tell you so. The free statement analysis settles it either way: I go through your last statement line by line and show you your real effective rate. You either get a better one from me, or you get confirmation you're already in good shape. It costs you nothing and the analysis is yours to keep.
Which payment processor is best for my business?
It depends on your volume, your card mix and your industry — a busy restaurant taking mostly tapped consumer cards and a contractor taking a few large commercial cards are not well served by the same setup. That is exactly why I work as a broker rather than a single-processor rep: I represent Elavon, Fiserv and Nuvei, so I can match you to whichever one fits instead of selling you the only thing I carry. Send me your current statement and the free analysis will show which one comes out ahead for you.
Local Presence Across Atlantic Canada
We serve merchants across New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland — with dedicated pages for the communities we work in.
Technology & Processing Partners
We work with leading platforms to provide reliable, scalable solutions:
