Credit Card Machines & POS Terminals in Moncton and Across Canada

There is no single rate — what you pay depends on the cards your customers hand you, how you take them, and the pricing model you were put on. Most of the statements I review in Moncton are on tiered pricing, where the processor decides which tier each transaction falls into and keeps the spread. I quote cost-plus (interchange-plus) instead, so the card network's cost and my margin appear as separate lines you can actually read. If you want a real number instead of an estimate, send me your current statement and I'll show you exactly what you'd save.

It splits your rate into two honest parts: the interchange fee the card networks set — which every processor pays and none of us control — plus a fixed margin on top. Nothing is bundled or reclassified. On tiered pricing the same sale can land in a qualified or non-qualified bucket depending on rules you never see, and the difference stays with the processor. With cost-plus you can read your statement and know what you paid for, and why.

Usually, yes — but I won't promise it before I've seen your numbers. Some businesses are already on a sharp rate, and if yours is one of them I'll tell you so. The free statement analysis settles it either way: I go through your last statement line by line and show you your real effective rate. You either get a better one from me, or you get confirmation you're already in good shape. It costs you nothing and the analysis is yours to keep.

It depends on your volume, your card mix and your industry — a busy restaurant taking mostly tapped consumer cards and a contractor taking a few large commercial cards are not well served by the same setup. That is exactly why I work as a broker rather than a single-processor rep: I work with several processors, including Elavon, Clover (Fiserv) and Nuvei, so I can match you to whichever one fits instead of selling you the only thing I carry. Send me your current statement and the free analysis will show which one comes out ahead for you.