Quickly integrate secure payments with your websites, mobile apps, accounting systems, ERP or CRM platforms via a choice of easy-to-use developer tools. The Converge API enables you to write an interface to the Converge payment gateway to authorize credit cards, debit cards, electronic cheques, and gift cards, for one-time and recurring payments. Extend customers the security and convenience of payment methods including PayPal, Apple Pay and Google Pay. Add EMV 3-D Secure to authenticate cardholders, protect against fraudulent transactions, and help prevent e-Commerce chargebacks related to the EMV liability shift.
Converge integration methods
Hosted payment page
Redirect your customers to a Converge-hosted checkout form featuring your brand.
Lightbox
Use a hosted payment modal to securely capture cardholder information on your checkout page.
Checkout.js
Customize your checkout page to collect cardholder data from the customer's browser.
XML API
Control the checkout process by collecting payment data on your systems and passing to Converge.
Select the best integration method for your business
Hosted Payment Page
Converge's Hosted Payment Page creates a modern, responsive checkout and ADA-compliant experience for customers. You can quickly link your website to a Converge-hosted checkout page branded with your logo and colour scheme where customers enter payment details. This is the easiest way to implement one time and recurring payments, and all cardholder data is handled entirely by Converge, simplifying PCI DSS compliance validation for your business. (SAQ A)
Lightbox
Lightbox implementation is another type of Hosted Payments solution that uses a payment modal window to embed an ADA-compliant, branded payment form as an overlay to your online shop or mobile app. When Lightbox is invoked, your online shop darkens out and the payment page appears as a floating element on top. All cardholder data is handled entirely by Converge, simplifying PCI DSS compliance validation for your business. Recurring payments are not supported with this method. (SAQ A)
Checkout.js
Checkout.js gives the flexibility to customize checkout pages and use functional calls to submit one time and recurring transactions to Converge from a customer's web browser. It is ideal for businesses that want to fully control the design of their payment page and maintain a consistent look and feel throughout their website or mobile app. This method uses a JavaScript library to collect cardholder data from the customer's browser and send it directly to Converge for authorization and settlement. Sensitive customer payment data doesn't touch the Merchant's server, which simplifies PCI DSS compliance validation. (SAQ A-EP)
XML API
XML API integration is extensive customization that allows a business to completely control the checkout process via direct integration with the Converge payment gateway. It can be used for Card Present and Card Not Present transactions. Payment data is collected on the merchant's servers and passed to Converge for authorization and settlement, therefore the merchant must adhere to the most comprehensive PCI Data Security Standards questionnaire. (SAQ D)